UP is a neobank based in Australia offering Personal accounts including a debit card, with all transactions being managed from an iPhone or Android application. UP currently accepts to open mobile bank accounts for residents of Australia, UP is rated 2.4 on TrustPilot - based on 18 reviews.
Snowy
Been using Up since they first opened, and have watched them develop. They are missing a few features (Like web and tablet modes), but are otherwise a great bank and I enjoy banking with them.