Here is our 2026 ranking of the top 15 neobanks, mobile-only banks and digital banks in the United States, based on Trustpilot scores. We excluded specialist neobanks for teenagers or businesses to focus on mainstream consumer offerings. All of these digital banks let you open an account in about 15 minutes, usually for free via a mobile app on iPhone or Android.
March 2026Top 15 neobanks and mobile banks in the US - United States
| Neobank | Head office | TrustPilot Score | Visit | ||
|---|---|---|---|---|---|
| 1. |  | Wallester | Estonie | 5.0 | Apply now |
| 2. |  | Alliant Credit Union | United States | 4.92 | Apply now |
| 3. |  | Axos Bank | United States | 4.84 | Apply now |
| 4. |  | Raisin | Germany | 4.78 | Apply now |
| 5. |  | Upgrade | United States | 4.42 | Apply now |
| 6. |  | PayPal | United States | 4.22 | Apply now |
| 7. |  | Acorns | United States | 4.15 | Apply now |
| 8. |  | Wise (Transferwise) | United Kingdom | 4.14 | Apply now |
| 9. |  | Current | United States | 4.09 | Apply now |
| 10. |  | Quontic Bank | United States | 4.04 | Apply now |
| 11. |  | Step | United States | 3.98 | |
| 12. |  | JUNO | United States | 3.97 | |
| 13. |  | North Loop | United States | 3.96 | |
| 14. |  | OnJuno | United States | 3.95 | |
| 15. |  | Yotta | United States | 3.94 |
